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Showing posts from May, 2018

Destruction of fingerprints, photographs and records of disposition does not guarantee the applicant access to the United States

This is solely at the discretion of U.S. authorities. To obtain information on travel waivers and cross border travel, log onto the Department of Homeland Security at or contact the Consulate General of the United States of America located at 360 University Avenue, Toronto, Ontario M5G 1S4, or contact the R.C.M.P. at

Mortgage Qualifying Rate( MQR )

Mortgage Qualifying Rate is taken off a calculation that takes all the big banks' posted five-year rates and finds a middle ground. 
The banks are supposed to take that number, roughly an average of all the banks, then add 200 basis points (two percentage points) on top of it, then see if the mortgage shopper can handle payments at that higher rate. 
If the applicants can't, then they don't qualify for the mortgage.

How much is a new furnace in Canada?

Expect to pay about $2500 at the minimum for a new furnace including installation. 
On average, for a high-efficiency furnace with at least two stages, most homeowners in Canada will pay somewhere between $2500 and $5000.

The Verdict

If you cannot make a woman happy, stay away from her, otherwise you maybe get in trouble.
Stay away from drunk women, because there's too much uncertainty here, there's no guarantee you are sure she will be happy with you.
An invitation of hot sex from a woman doesn't mean she can not sue you, even she follows you to your apartment. You still need to stay away from drunk woman. Otherwise you maybe OK, you maybe not.
Survivors of crime and accused of presumption of guilty are both victims. 
Using poets in court judgment with presumption of guilty turns blue sky under the Sun info black sky. It's another cruelty. As Cruel as true rape.

The Doors Open Toronto 2018

The Doors Open Toronto program features historic cinemas, film and television studios, post-production houses, digital media studios, artist-run centres and film training schools. The program also highlights buildings that have been featured in film and television, many of which are often not open to the public.

Ethereum is under regulatory scrutiny

Ethereum, the second-largest cryptocurrency by market capitalization, falls 6 percent after The Wall Street Journal reports that it has come under scrutiny by regulators.
Ethereum falls on report that the second-biggest cryptocurrency is under regulatory scrutiny.