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OSFI is proposing stringent stress tests for those borrowers, in line with what’s already happening in the insured market.

Canada's banking regulator, the Office of the Superintendent of Financial Institutions, is taking aim at the uninsured mortgage market – where homeowners make a down payment of 20 per cent or more.

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最美是集美

Tuesday January 24, 2006 - 08:34pm (EST)

When I moved to Jimei 9 months ago, I was not familiar with the place. I got used to it after half a year. According to one of my neighbors, “Some part of Jimei is nice, some part of Jimei is disgusting”. Not for only once, when I walk along some beautiful quiet streets of Jimei, I feel the beauty of it and feel like in the heaven. Even till now  I am still not familiar with it, but when the bus drives along the bridge and I look at that place, I know I do know something about this place and it is part of my memory for ever. And just before the Chinese new year, I hear the song composed by one of the Jimei people. “最美是集美,集天下之美”.