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How much you can contribute to RRSP each year

There are limits on how much you can contribute each year to your own RRSPs and your spouse's RRSPs. 

Your total contribution room for the year is the lower of:

  • 18% of your earned income for the previous year, or
  • the maximum contribution amount for the current tax year: $25,370 for 2016.

If you are a member of a pension plan, your pension adjustment will reduce the amount you can contribute to your RRSP.

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