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Showing posts from November, 2013

Winter tire

People install winter tires for more control of their vehicle (i.e., more traction, shorter stopping distances).
In Consumer Reports, their highest rated winter tire (Michelin X- Ice XI 2) received the following grades: excellent for snow traction, excellent for ice braking, poor for dry braking, and fair for wet braking.
Consumer Reports' highest rated all season tire (Michelin HydroEdge) received the following grades: poor for snow traction, fair for ice braking, very good for dry braking, and excellent for wet braking.
Therefore, using winter tires for dry or wet braking is less safe than using all season tires in the same conditions.

Winter tire don’t perform as well in dry or wet conditions, and because the rubber used in the manufacture of winter tires is softer than a conventional all-season tires. They will not last as long if they are subjected to high speed, dry conditions.

Jobs easy to be outsourced

Part or all of:

General Virtual Assistant (GVA)Audio / Video EditorContent WriterSEO / Web MarketerGraphic / Web DesignerWeb Developer

Designing Logos, Banners, Icons, eBook Covers and Headers Designing Infographics Images (Content Provided) Designing Websites, Creating Mock-Ups Designing Landing / Sales / Opt-In Pages Basic Video Editing (Splicing Intros & Outros with Raw Footage)
Support and Develop WordPress (PHP) Websites Install WordPress PlugIns and Themes WordPress Theme Customization WordPress Functionality and PlugIn Enhancement Site Maintenance / Security and Troubleshooting CRM Integration & Social Media Integration Payment Gateway Integration Install and Support an Email Ticketing System (eg. ZenDesk, HelpDesk)
Site Analysis Keyword Research for Blog Content Competitor Analysis Landing Page Set-up/Creation Web Master Submission Sitemap Submissions On-page optimization for a post / page Off-page optimization for a pos…

How to improve public speaking

Katie Gore runs a company that provides adult speech therapy in Chicago and often coaches executives to improve their public speaking. She says: As the speaker, you know what you are going to say. Your audience does n+ot, your message unfolds to them word by word. Auditory processing involves hearing the sounds, translating the sounds into speech, and interpreting the words to realize there is a message. Only after all this is a listener able to actually think about the message. If you speak quickly, your audience is going to struggle with just the surface processing of the words you’ve said, and you leave them no time to reflect on it in a meaningful way. There is a neurological principle behind giving a message time to “sink in”!

How to get rid of cockroaches without using toxic chemicals

Firstly, in order to prevent cockroaches, you have to keep your kitchen clean. Cockroaches love flour, bread crumbs and other wheat-based goods, so take it out of the bag and seal it in a plastic container.

If you already have cockroaches, observe the cockroaches and try to figure out where they are coming from, and seal the openings with clear caulk when you find them. Cockroaches are flat and can get through small openings, so keep an eye out.

Cockroaches love cocoa powder and flour, so mix equal parts of cocoa powder or flour with diatomaceous earth (found in hardware stores and online) and sprinkle it near cockroach entryways or in places where you've seen the cockroaches. Note that cocoa powder can stain light-colored carpets. Diatomaceous earth is non-toxic to pets and humans, but it kills insects by destroying their exoskeletons. The roaches will take the "bait" back to their nest and feed it to the other roaches, who will also die. You can use borax powder (found i…

Preferred Stock

Preferred stock represents some degree of ownership in a company but usually doesn't come with the same voting rights. (This may vary depending on the company.) With preferred shares, investors are usually guaranteed a fixed dividend forever. This is different than common stock, which has variable dividends that are never guaranteed. Another advantage is that in the event of liquidation, preferred shareholders are paid off before the common shareholder (but still after debt holders). Preferred stock may also be callable, meaning that the company has the option to purchase the shares from shareholders at anytime for any reason (usually for a premium).

Some people consider preferred stock to be more like debt than equity. A good way to think of these kinds of shares is to see them as being in between bonds and common shares.

Stocks and Freedom

Wouldn't you love to be a business owner without ever having to show up at work? Imagine if you could sit back, watch your company grow, and collect the dividend checks as the money rolls in! This seemly pipe dream is closer to reality than you might think.

Here we're talking about owning stocks. This fabulous category of financial instruments is, without a doubt, one of the greatest tools ever invented for building wealth. Stocks are a part, if not the cornerstone, of nearly any investment portfolio. When you start on your road to financial freedom, you need to have a solid understanding of stocks and how they trade on the stock market.


The power of options lies in their versatility. They enable you to adapt or adjust your position according to any situation that arises. Options can be as speculative or as conservative as you want. This means you can do everything from protecting a position from a decline to outright betting on the movement of a market or index.

This versatility, however, does not come without its costs. Options are complex securities and can be extremely risky. This is why, when trading options, you'll see a disclaimer like the following:

Options involve risks and are not suitable for everyone. Option trading can be speculative in nature and carry substantial risk of loss. Only invest with risk capital.

Despite what anybody tells you, option trading involves risk, especially if you don't know what you are doing. Because of this, many people suggest you steer clear of options and forget their existence. But, before you decide not to invest in options, you should understand them. Not learning how…

Exchange-traded fund (ETF)

An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks. An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day. Most ETFs track an index, such as a stock index or bond index. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features. ETFs are the most popular type of exchange-traded product.

Only authorized participants, which are large broker-dealers that have entered into agreements with the ETF's distributor, actually buy or sell shares of an ETF directly from or to the ETF, and then only in creation units, which are large blocks of tens of thousands of ETF shares, usually exchanged in-kind with baskets of the underlying securities. Authorized participants may wish to invest in the ETF shares for the long-term, but they usually act as market makers on the open market, using their ability to exchange creation units…